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Terms and Conditions of Use

Please read the following terms and conditions carefully before using this Assurity Life Insurance Company (“Assurity”) website.


AGREEMENT BETWEEN USER AND ASSURITY

The Assurity website is comprised of various Web pages operated by Assurity Life Insurance Company.

The Assurity website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein. Your use of the Assurity website constitutes your agreement to all such terms, conditions, and notices.


PRODUCT INFORMATION

The insurance product information contained on this website has been prepared for informational purposes only and is not intended to constitute a solicitation or offer for sale. All products listed may not be available in all states. Assurity is not authorized to do business in every jurisdiction. Information about Assurity’s products and services contained on the Assurity website should not be relied upon for personal, legal or financial decisions and you should consult an appropriate professional for specific advice tailored to your situation. For further information, please contact your nearest Assurity representative who can provide you with complete details regarding the products which may be available to you.


NO UNLAWFUL OR PROHIBITED USE

As a condition of your use of this Assurity website, you warrant to Assurity that you will not use the Assurity website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use this Assurity website in any manner which could damage, disable, overburden, or impair the Assurity website or interfere with any other party’s use and enjoyment of the site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Assurity website. You are not authorized to post on or transmit to or from this website any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material, or any other content that could give rise to any civil or criminal liability under the law. You may not modify the information, content or other materials on the website.

Unlawful or prohibited use of this website may subject you to serious civil and criminal penalties and Assurity reserves the right to pursue penalties and other remedies to the fullest extent of the law.


LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL ASSURITY BE LIABLE FOR PERSONAL INJURY, OR ANY INCIDENTAL, SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES WHATSOEVER, ARISING OUT OF OR RELATED TO YOUR USE OR INABILITY TO USE THIS WEBSITE, HOWEVER CAUSED, REGARDLESS OF THE THEORY OF LIABILITY, AND EVEN IF ASSURITY HAS BEEN ADVISED IN ADVANCE OF THE POSSIBILITY OF SUCH DAMAGES. IN JURISDICTIONS THAT DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, ASSURITY’S LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW. IF ANY PROVISION OF THESE TERMS OF USE IS HELD TO BE UNENFORCEABLE FOR ANY REASON, SUCH PROVISION WILL BE REFORMED ONLY TO THE EXTENT NECESSARY TO MAKE IT ENFORCEABLE AND THE REMAINING PROVISIONS WILL NOT BE AFFECTED. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE ASSURITY WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE ASSURITY WEBSITE.


NO WARRANTIES

THE CONTENT ON THE ASSURITY WEBSITE IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. ASSURITY AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS AND/OR ACCURACY OF THE INFORMATION CONTAINED ON THE WEBSITE. YOU ACKNOWLEDGE THAT SUCH INFORMATION AND MATERIALS MAY CONTAIN INACCURACIES OR ERRORS AND WE EXPRESSLY EXCLUDE LIABILITY FOR ANY SUCH INACCURACIES OR ERRORS TO THE FULLEST EXTENT PERMITTED BY LAW.


COPYRIGHT AND TRADEMARK NOTICES

Copyright and Proprietary Rights

All content on the Assurity website is protected by applicable copyright laws. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works or using any content on this site for commercial or public purposes.

You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this website, without the prior written permission of Assurity.

Trademarks

In addition, content is protected by trademark laws, the laws of privacy and publicity, and communication regulations and statutes. Assurity owns all service marks and logos located on the site unless otherwise indicated. Removal or reproduction, by any means, of any materials, logo, trademark, service mark, or the name of Assurity or its affiliates, is expressly prohibited without the prior written consent of Assurity. Nothing on this website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission.

Other parties' trademarks and services marks that may be referred to on this site are the property of their respective owners.


LINKS TO THIRD PARTY SITES

This website may contain links to third party websites ("Linked Sites"). The Linked Sites are not under the control of Assurity and Assurity is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Assurity is not responsible for webcasting or any other form of transmission received from any Linked Site. Assurity is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Assurity of the Linked Site or any association with its owner. If you access a Linked Site, you acknowledge you are subject to the Linked Site’s policies and terms and conditions of use. We reserve the right to terminate a link to a Linked Site at any time.


ACCESS TO PASSWORD PROTECTED OR SECURE WEB PAGES

Access to and use of password protected or secure Web pages on this website are restricted to authorized individuals only. Any person who accesses or attempts to access such areas without authorization may be subject to prosecution.


TERMINATION/ACCESS RESTRICTION

Assurity reserves the right, in its sole discretion, to terminate your access to the password protected or secure Web pages on this website at any time, without notice.


GOVERNING LAW AND EXCLUSIVE FORUM FOR ENFORCEMENT

Except to the extent governed by the federal law of the United States (e.g. copyright), any and all disputes arising out of these Terms and Conditions of Use will be governed by the internal laws of the State of Nebraska without regard to any choice of law rules. You agree that any and all actions or proceedings stemming from any disagreement, dispute, claim, or complaint regarding the Assurity website shall be filed exclusively and solely in the federal or state courts located in Lancaster County, Nebraska.


MODIFICATION OF THESE TERMS AND CONDITIONS OF USE

Assurity reserves the right to change the Terms and Conditions of Use under which the Assurity website is offered. You should review these Terms and Conditions of Use regularly as they may change at any time.


SERVICE CONTACT:  helpdesk@assurity.com



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