Could you still pay your bills without your job?
What would you and your family do if your paychecks suddenly stopped because you were too sick or injured to work?

How quickly would your savings account last as your bills continued to mount? What would you do if you had to one day choose between paying your mortgage or your car payment, because you don't have the income to pay both?

If you're like most people, your paycheck is a lifeline to your family's financial stability. If you cannot work to earn a living, your family is headed for some very difficult times.

AssurityBalance® Disability Income insurance can help ease some of the financial difficulty associated with an illness or injury that keeps you from working.

AssurityBalance Disability Income offers plans designed to provide you funds to offset personal debts, business costs and even your mortgage payments. There's also a graded benefit plan for those who could not qualify for other disability income coverage because of a past medical event or on-going health condition.

Personal Disability Income
Personal disability income is an individual guaranteed renewable disability policy with a traditional definition of disability. Ideal for individuals in the lower to upper-middle income markets. This policy is also perfect for small business owners (under 100 employees), managers, and/or employees.

Simplified Disability Income
Simplified disability income is an individual guaranteed renewable disability policy with a simplified application and issue process. Ideal for individuals in the lower to upper-middle income markets.

Business Overhead Expense (BOE)
Business overhead expense is designed to cover business operating expenses if a business' key person becomes disabled by an accident or illness. The coverage includes employee salaries, utilities, rent, and other expenses that are generally accepted as tax deductible

Graded Benefit Disability Income
Graded benefit disability income is an individual guaranteed renewable disability policy with a traditional definition of disability and graded benefit. Ideal for those who have been previously turned down for disability income protection, the graded benefit disability income offers 35 percent of the total benefit for the duration of a disability beginning in the first policy year; 70 percent beginning in the second policy year and 100 percent of the benefit for the duration of a disability beginning in the third (and successive) policy years.

This is a brief description of benefits; please consult the policy or your agent for exclusions, limitations and additional information.

Policy Forms A-D100, A-D107, A-D108, A-D109, I D0710, A-D106, A-D120.
Product availability and features may vary by state.