We all like to think we are immune to a serious illness, but chances are, we’re not. Your life can change in a moment. Click here to download the video "Planning for Survival - Critical Illness Insurance" that tells of three peoples lives who changed in a moment. This video can be played on Windows Media Player. Click here to download the player.

AssurityBalance® Critical Illness
AssurityBalance Critical Illness pays a lump sum benefit (that may be income tax-free) upon the first confirmed diagnosis of a covered illness or medical procedure. Additionally, if you collect the benefit for an illness or procedure in one category and then are diagnosed with a condition in another category, this policy will pay the full benefit to you again.

Most importantly, the cash benefit is paid directly to you – to use any way you choose! No receipts need to be presented. It’s a check made out to you. Receiving the benefit does not change payments from any other insurance plan you may have – whether it’s health, disability income, or worker’s compensation. The money is yours to ease the financial stress that a critical illness creates.

Assurity offers both a fully underwritten plan and a simplified option.

Fully Underwritten Policy:

• Pays the insured at the first-ever diagnosis of 21 covered illnesses or procedures.
• Guaranteed renewable for life
• Available for individuals 18-64 years of age.
• The Return of Premium Death Benefit, returns 100 percent of paid premiums (less any benefits received) to the beneficiary if the insured dies of any cause other than a covered illness.

Simplified Policy:

• Pays a lump sum benefit at the first-ever diagnosis of 12 covered illnesses or procedures.
• Short application with a handful of health questions - no medical exams are required.
• Guaranteed renewable to age 75
• Available for individuals 18-59 years of age.
• The Return of Premium Death Benefit, returns 100 percent of paid premiums (less any benefits received) to the beneficiary if the insured dies of any cause other than a covered illness.

This is a brief description of benefits; please consult the policy or your agent for exclusions, limitations and additional information. See policy for definitions, exclusions, and restrictions for diseases and health events covered.

Policy Forms CI-007, CI-005.
Product availability and features may vary by state.