Assurity Direct Modified Benefit Life Insurance

If you are between the ages of 45 and 75, you qualify for this valuable whole life insurance – regardless of your health! Assure yourself and your family of financial peace of mind. Modified Benefit Whole Life is currently only available to you from Assurity Direct through direct mail.

Your first month’s premium is only $1!

After that, you’ll lock in the low rate that you’ll pay for the life of your policy.

We guarantee to accept you.

We will unconditionally accept you regardless of your health or your current life insurance coverage.

Builds cash value.

A portion of your premium goes into a cash value account. This account grows for you tax-deferred, then when it reaches a certain level, you can borrow against it.

Coverage starts the very first day.

We can offer you this valuable coverage regardless of your health because of a unique approach to the policy benefit. From the first day, you receive 100% of the policy’s benefit for death due to an accident. Death due to an illness or non-accidental (natural) cause receives 100% of the benefit after the first two years of coverage. But, death due to illness or non-accidental (natural) cause in the first year does result in a benefit of 125% of one year’s premium and 250% of one year’s premium in the second year. After the first two years of the policy, you receive the full benefit amount for death due to any cause.

Benefits will not decrease as you grow older.

As long as you pay your premiums on time, this policy will never be cancelled or change benefits.

Double your policy’s benefit with the Accident Plus policy enhancement.

Add benefits for your children with the Child Plus policy enhancement.

Questions?

Call toll-free (800) 747-7191 , ext. 3442, and we will be happy to answer your questions. Or contact us by email.

Product availability and features may vary by state